Fort Wayne’s Office of Housing & Neighborhood Services is now accepting applications for the Roof Program, which offers qualified homeowners a zero-interest loan to cover the costs of roof replacement.
News release from the City of Fort Wayne, Indiana:
City roof replacement program now open
Fort Wayne, Indiana (July 21, 2026) – Fort Wayne’s Office of Housing & Neighborhood Services is now accepting applications for the Roof Program, which offers qualified homeowners a zero-interest loan to cover the costs of roof replacement.
Loans up to $20,000 will be secured by a mortgage, and repayment will be required through monthly installments over a ten-year period. The process can take up to six months before a new roof is installed.
Who qualifies for the program? Qualified applicants must own their home, it must be their primary residence, and the home must be located within City of Fort Wayne limits. Applicants must also have a household income at or below 80 percent of the Area Median Income, which is $76,100 for a family of four.
How can residents apply? Residents are encouraged to access program guidelines and submit their application online. The online application process allows residents to submit their application from the comfort of their homes and is the quickest way to apply for the program.
Residents who do not have access to the online application portal and would prefer a paper application may call 260-427-8585. They will be asked a series of brief questions and then will be asked to leave their contact information on a voicemail system. A representative from the Office of Housing & Neighborhood Services will call them back in the order the calls are received to determine their eligibility. Residents in need of language assistance should contact Language Services Network at 260-426-6764.
“The City’s homeowner repair programs, like the roof program, help us improve our housing stock and stabilize neighborhoods, while also helping residents improve their homes affordably,” said Community Development Director Jonathan Leist.
Funding for this program comes from the U.S. Department of Housing and Urban Development (HUD) and is limited. Applications will be reviewed on a first-completed, first-processed basis. Program participation is determined on a first-qualified, first-served basis.
The City of Fort Wayne’s Community Development Division works to establish Fort Wayne as the Community of Choice for residents, visitors and businesses by growing the economy, strengthening neighborhoods and supporting housing options. Visit CityofFortWayne.in.gov/CD for more information.
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